Desglosando el coste de la enfermería especializada
Are you or a senior loved one beginning to plan for a short- or long-term skilled nursing care stay? If so, you’ll want to be sure you’ve researched the best facilities and options for your specific needs, including the monthly costs associated with your stay. While the average cost for skilled nursing care can be expensive, there are numerous options you can utilize to help cover the cost.
What is the Average Cost of a Skilled Nursing Facility Per Month?
According to Genworth’s Cost of Care survey, the projected national median monthly cost of care for a skilled nursing facility in 2021 is $7,989 per month for a semi-private room and $9,086 per month for a private room. However, median costs vary by state, and in some parts of Illinois, you can find some rooms for a significantly lower cost per month than the national median. Genworth projects that the 2021 median monthly cost for a skilled nursing facility in Illinois, as opposed to nationally, is $6,422 per month for a semi-private room and $7,237 per month for a private room.
How Much Does Medicare Cover for Skilled Nursing?
While Medicare offers some coverage options for short-term skilled nursing care, for seniors in need of long-term care, it may not be the most cost-efficient solution. Medicare does provide coverage for rehabilitation, covering the cost of up to 100 days in a skilled nursing care facility during each benefit period. Unfortunately, if you or your senior loved one needs more than a short-term stay, Medicare does not offer all-inclusive benefits for long-term care. In that case, you might have to investigate other financial options, including long-term care insurance, personal savings or investment funds, long-term care partnership programs through your home state, or other federal programs like Medicaid and the Veterans Administration Aid and Attendance pension.
Experience Hamilton Memorial Rehabilitation & Health Care Center
At Centro de Rehabilitación y Cuidado de la Salud Hamilton Memorial in family-friendly McLeansboro, IL, our team stands ready to help create an individualized recovery and rehabilitation plan for you or your senior loved one. Contact us today for a consulta personalizada; we look forward to answering your questions!